POLICY PENGUIN
Relationships are what set us apart from the rest. Some offer quick insurance solutions; others give umbrella investment advice. Here at Policy Penguin, we simply start with a blank sheet of paper for every client… truly tailored financial planning.
Our Mission
We take the guesswork out of benefits planning, first conducting a comprehensive review of all existing insurance & disability policies to maximize your portfolio’s efficiency and effectiveness. With that strong foundation, we work together to achieve the desired retirement objectives through qualitative and quantitative advice. Policy Penguin utilizes new underwriting practices and policy features to rebuild a contract that is designed for your current and future needs, not the needs of yesteryear.
Seamless Experience
C.J. Peters, our founder, a 20-plus-year veteran of the financial services marketplace, has worked as a managing director in New York City with many of the nation’s largest insurance firms. When he noticed companies were offering insurance advice online despite having no experience in the industry, C.J. knew there had to be a better solution. This, along with his driven nature and client-focused philosophy, inspired him to launch Policy Penguin to provide expertly tailored advice to top physicians.
A Team you can Trust
The Policy Penguin team distinguishes us at every level of the planning process. Backed by over 135 years of service from our primary carrier, we have the expertise to design and implement some of the most complexly structured plans known in our industry. We offer a multitude of services to meet our clients’ specific needs, ranging from incorporating insurance policies into qualified plans, having premiums deducted pre tax, to asset alocation and trust strategies, just to name a few.
Portfolio
We create smart money solutions for you!
*Smart money is quantified as having your money work for you.
Insurance
The fundamental foundation of successful wealth accumulation starts with a protection portfolio. We offer a range of options, including term insurance needed for short-term debt obligations and traditional whole-life policies. We also offer more dynamic solutions such as indexed or variable universal life plans.
Investments
Developing a strategy with periodic review of asset allocations. We do not use robo advisors, but rather adjust based on client input and interaction. From the most conservative approach to more moderate and aggressive styles of investing, we’ll incorporate a plan to fit your needs.
Estate & Inheritance Planning
Taking into consideration the various aspects of one's broader financial outlook, estate planning engages you with wills, trusts, insurance, property disposition, and so much more. This type of planning offers the most holistic of approaches with its larger nature of scope.
Case Studies
Our professionals will help you decide what’s right for you and your family. Let’s conduct an asset-allocation questionnaire today – did we mention it’s free!
This guy finally made sense out of my policies. He kept what was good and replaced what wasn’t. Good work!
— M. Bassiur, D.D.S., O.M.S., NYC
When most carriers said no, CJ and his team found a company willing to insure me.
— J. Gorum, D.P.M., NYC
CJ’s solutions aren’t quick… but he finds me offers no one else has. My “big wealth advisor” gave up trying after a while and CJ’s team was here for me.
— B. Focazio, M.D., NJ
Seems they know insurance rather well.
— S. Mitchell, CEO Target Intl. Shipping, NJ
CJ helped me and my wife, who’s also an MD, figure out our disability plans.
— V. Palashkumar, M.D., VA
Our Partners
Subscribe To Our Newsletter
23
Years of Service
10392
Clients reached
88
Estimated days/ case completion
672000
Average saved per client